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Welcome to The Network Bank Group (the "Group"). These Master Terms and Conditions (the "Agreement" or "Terms") govern your access to and use of websites, mobile applications, and technology platforms (collectively, the "Platform") provided by entities within The Network Bank Group.
The Network Bank Group comprises:
(Collectively, the "Companies," "we," "us," or "our")
Services are provided by one or more entities within the Group depending on the type of services you request, your location and eligibility, regulatory requirements, and business operations.
By accessing or using the Platform, creating an account, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not agree to these Terms, you must not access or use the Platform.
This Agreement establishes the general terms applicable to all users of the Platform. Your contractual relationship is with the specific entity or entities within The Network Bank Group that provide services to you.
Additional service-specific terms and conditions apply:
These service-specific terms are incorporated herein by reference. In the event of a conflict between this Agreement and service-specific terms, the service-specific terms shall prevail with respect to that particular service.
The entities within The Network Bank Group are affiliated companies under common ownership and control. While we provide integrated services, each entity is a separate legal entity with separate regulatory obligations, liabilities, and terms of service. Information may be shared among Group entities as described in our Privacy Policy.
You agree that this Agreement is executed electronically, and your electronic acceptance constitutes your signature and agreement to be bound by all terms and conditions herein. This Agreement is legally binding and enforceable against you.
To use our Platform and Services, you must:
Our Services are not available to persons who are residents, nationals, or located in:
You may not use our Services if you are:
If you are accessing the Platform on behalf of a legal entity:
We reserve the right to verify your eligibility at any time and may request additional documentation or information. Failure to provide requested information may result in suspension or termination of your access to the Platform.
Our Services are not actively marketed to any jurisdictions outside of those overseen by our direct regulators, or where we have secured the authorization of local regulators. We refrain from any proactive marketing efforts, advertising campaigns, or promotional activities targeting individuals or entities outside the regulated jurisdictions where our Services are authorized. The content on this website is intended exclusively for enterprises and individuals who are residents of, incorporated in, or domiciled in our authorized jurisdictions. Independent individuals or entities from outside our regulated jurisdictions may independently express interest in our Services without our active promotion, and may be served by us at our sole discretion, and with confirmation that such service was not solicited. By using our Services you acknowledge that you have read and understood this information and are accessing this website and our Services on your own initiative, without any active promotion or solicitation on our part.
To access certain Services, you must create an Account by providing accurate, current, and complete information as requested in our registration process. You agree to:
You are responsible for maintaining the confidentiality and security of your account credentials, including:
You are solely responsible for all activities that occur under your Account, whether or not authorized by you. You agree to:
We reserve the right to monitor your Account for security, compliance, and risk management purposes. We may suspend, restrict, or terminate your Account if we detect:
You may maintain only one Account unless you have received our express written permission to open additional Accounts. Creating multiple Accounts without authorization may result in immediate termination of all Accounts.
You may use the Platform and Services only for lawful purposes and in accordance with this Agreement. You agree to comply with all applicable laws, regulations, and rules.
You shall not:
Illegal Activities:
Market Manipulation and Abuse:
Platform Abuse:
Account Misuse:
Content and Communication:
Circumvention:
Violation of these prohibitions may result in:
The Platform and all content, features, and functionality (including but not limited to software, text, graphics, logos, images, audio, video, and design) are owned by us or our licensors and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Platform for your personal or internal business purposes.
You may not:
"The Network Bank," "The Network Labs," and all related logos, service marks, and trade names are our proprietary trademarks or those of our affiliates. You may not use these marks without our prior written permission.
If you submit, post, or transmit any content, feedback, suggestions, or ideas to us (collectively, "User Content"), you grant us a worldwide, perpetual, irrevocable, royalty-free, fully sublicensable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in any media.
You represent and warrant that:
Any feedback, suggestions, or ideas you provide to us regarding the Platform or Services shall be deemed non-confidential, and we shall be free to use such feedback without any obligation to you.
Your privacy is important to us. Our collection, use, and disclosure of your personal information is governed by our Privacy Policy, which is incorporated into this Agreement by reference. By using the Platform, you consent to our collection and use of your information as described in the Privacy Policy.
You consent to:
By creating an Account, you consent to receive electronic communications from us, including:
You agree that all agreements, notices, disclosures, and other communications provided to you electronically satisfy any legal requirement that such communications be in writing.
THE PLATFORM AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING:
We may integrate with or rely upon third-party services, including:
We make no representations or warranties regarding any third-party services and expressly disclaim all liability for the acts, omissions, or failures of any third party.
We do not provide investment, financial, legal, or tax advice. Any information provided on the Platform is for general informational purposes only and should not be construed as advice or a recommendation.
You are solely responsible for:
Any market data, prices, charts, analysis, or other information provided on the Platform is for informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of such information.
We make no guarantees regarding:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR YOUR USE OF THE PLATFORM OR SERVICES SHALL NOT EXCEED THE GREATER OF:
(A) THE TOTAL FEES YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED DOLLARS (USD $100).
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE LIABLE FOR ANY:
WHETHER ARISING OUT OF CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
We shall not be liable for any failure or delay in performance of our obligations due to circumstances beyond our reasonable control, including:
We shall not be liable for any losses arising from:
We shall not be liable for:
We shall not be liable for any losses resulting from:
You acknowledge that the limitations and exclusions of liability set forth in this Section 9 are fundamental elements of the agreement between you and us, and that we would not provide the Services without these limitations.
You agree to indemnify, defend, and hold harmless the Companies, our affiliates, and our respective officers, directors, employees, agents, licensors, and service providers (collectively, "Indemnified Parties") from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate with us in asserting any available defenses.
This Agreement and any dispute or claim arising out of or relating to it shall be governed by and construed in accordance with the laws of Próspera ZEDE, without regard to its conflict of law provisions.
You agree that any dispute, claim, or controversy arising out of or relating to this Agreement or the breach, termination, enforcement, interpretation, or validity thereof, shall be subject to the exclusive jurisdiction of Próspera ZEDE.
All disputes must be resolved through binding arbitration:
TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY DISPUTE SHALL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, REPRESENTATIVE, OR SIMILAR PROCEEDING.
Before initiating formal proceedings, you agree to first contact us to attempt to resolve any dispute informally. We will likewise attempt to resolve disputes informally before initiating formal proceedings.
You may terminate your Account at any time by:
We may require a reasonable period to process account closure.
We may suspend, restrict, or terminate your access to the Platform or your Account at any time, with or without notice, for any reason, including:
Upon termination:
We shall not be liable to you or any third party for any termination or suspension of your access to the Platform or Services.
You agree to pay all applicable fees for the Services you use, as set forth in our fee schedules published on the Platform or in service-specific terms. Fees may include:
We reserve the right to change our fees at any time upon reasonable notice to you. Continued use of the Services after fee changes become effective constitutes your acceptance of the new fees.
By using the Services, you authorize us to:
You are responsible for determining and paying any taxes applicable to your use of the Services, including income tax, capital gains tax, value-added tax, or other taxes. We may withhold or report taxes as required by applicable law.
We reserve the right to modify, amend, or update this Agreement at any time in our sole discretion. We will provide notice of material changes by:
Amendments shall become effective thirty (30) days after notice is provided, unless we specify a different effective date.
Your continued access to or use of the Platform or Services after the effective date of any amendments constitutes your acceptance of the amended Agreement. If you do not agree to the amendments, you must stop using the Platform and close your Account.
The current version of this Agreement is always available on our website. You should review this Agreement periodically.
This Agreement, together with our Privacy Policy, Cookies Policy, and any service-specific terms, constitutes the entire agreement between you and us regarding your use of the Platform and Services, and supersedes any prior agreements, understandings, or representations.
If any provision of this Agreement is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
No waiver of any term or condition of this Agreement shall be deemed a further or continuing waiver of such term or condition or any other term or condition. Our failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.
You may not assign, transfer, or delegate this Agreement or your rights or obligations hereunder without our prior written consent. We may freely assign this Agreement or any rights hereunder, in whole or in part, without notice or your consent, including to any affiliate or in connection with a merger, acquisition, corporate reorganization, or sale of assets.
This Agreement does not and is not intended to confer any rights or remedies upon any person other than you and us.
Nothing in this Agreement creates any partnership, joint venture, agency, employment, or fiduciary relationship between you and us. You have no authority to bind us or make representations on our behalf.
This Agreement is executed in the English language. Any translation is provided for convenience only. In the event of any conflict or inconsistency, the English version shall prevail.
All notices to us must be sent to:
The Network Bank Ltd. Co. & The Network Labs Ltd. Co.
Beta Building, St. John’s Bay, Oficina 6, Roatán, Islas de Bahia, 34101, Republic of Honduras
Email: legal@thenetworkbank.com
Notices to you will be sent to the email address or mailing address associated with your Account.
The headings and subheadings in this Agreement are for convenience only and shall not affect the interpretation of this Agreement.
Neither party shall be liable for any failure or delay in performing its obligations under this Agreement to the extent such failure or delay is caused by circumstances beyond its reasonable control.
BY CREATING AN ACCOUNT, OR USING THE PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS AGREEMENT.






