1. Introduction and Scope

1.1 Agreement Structure

These Bank Account Terms and Conditions (the "Bank Terms") govern your relationship with The Network Bank Ltd. Co. (the "Bank," "we," "us," or "our") regarding the provision of banking services. These Bank Terms supplement and are incorporated into the Master Terms and Conditions for Website and Application Use (the "Master Terms"). In the event of any conflict between these Bank Terms and the Master Terms, these Bank Terms shall prevail with respect to banking services.

1.2 Acceptance

By opening a bank account with us, you agree to be bound by these Bank Terms, the Master Terms, our Privacy Policy, and any other applicable policies or agreements. Your continued use of banking services constitutes ongoing acceptance of these terms as they may be amended from time to time.

1.3 Banking Services

We provide the following banking services:

• Deposit accounts (current/checking, savings, multi-currency)
• Payment services (wire transfers, electronic transfers)
• Currency exchange services
• Digital currency integration (crypto on-ramp/off-ramp)
• Such other banking services as we may offer from time to time

1.4 Not Deposit Insurance

IMPORTANT: Deposits held with The Network Bank are not insured by any deposit insurance scheme, government guarantee, or investor protection program. Your deposits are subject to the general creditworthiness of the Bank and are at risk in the event of the Bank's insolvency.

2. Account Types and Opening

2.1 Account Types

We offer the following types of accounts:

2.1.1 Personal Accounts

• Individual accounts (sole ownership)
• Joint accounts (multiple account holders with joint and several liability)
• Available in single or multiple currencies

2.1.2 Business Accounts

• Corporate accounts
• Partnership accounts
• Trust accounts
• Foundation accounts
• Other entity accounts

2.1.3 Multi-Currency Accounts

Multi-currency accounts allow you to hold, receive, and send funds in multiple Fiat Currencies and, where applicable, integrate with Digital Assets. Currency conversion is available at our prevailing exchange rates.

2.2 Account Opening Process

2.2.1 Application

To open an account, you must:

• Complete our account application form
• Provide all requested information and documentation
• Agree to these Bank Terms and all applicable policies
• Pass our identity verification and due diligence procedures

2.2.2 Identity Verification

We will verify your identity using:

• Government-issued identification documents (passport, national ID, driver's license)
• Proof of address (utility bill, bank statement, government document)
• Biometric verification (if applicable)
• Video verification (if required)

2.2.3 Business Account Requirements

For business accounts, we require:

• Certificate of incorporation or formation documents
• Operating agreement, bylaws, or trust deed
• Register of directors and shareholders/beneficial owners
• Identification of authorized signatories
• Proof of business address
• Business licenses (if applicable)
• Source of funds and source of wealth documentation

2.2.4 Due Diligence

As part of our onboarding process, we conduct risk-based due diligence, which may include:

• Source of funds inquiry
• Source of wealth assessment
• Purpose of account
• Expected account activity
• Enhanced due diligence for higher-risk customers

2.2.5 Account Approval

We reserve the right to accept or decline any application in our sole discretion. We may request additional information or documentation at any time.

2.2.6 Non-Solicitation and Passive Service

Our Services are not actively marketed to any jurisdictions outside of those overseen by our direct regulators, or where we have secured the authorization of local regulators. We refrain from any proactive marketing efforts, advertising campaigns, or promotional activities targeting individuals or entities outside the regulated jurisdictions where our Services are authorized. The content on this website is intended exclusively for enterprises and individuals who are residents of, incorporated in, or domiciled in Próspera. Independent individuals or entities from outside our regulated jurisdictions may independently express interest in our Services without our active promotion, and may be served by us at our sole discretion, and with confirmation that such service was not solicited. By using our Services you acknowledge that you have read and understood this information and are accessing this website and our Services on your own initiative, without any active promotion or solicitation on our part.

2.3 Account Information

You agree to:

• Provide accurate, current, and complete information
• Update information promptly when it changes
• Notify us of changes in ownership, control, or beneficial ownership
• Notify us of changes in residency, citizenship, or tax status
• Notify us of any legal proceedings, insolvency, or other material events affecting you Your failure to maintain current information may result in account restrictions or closure.

2.4 Authorized Signatories

For business accounts, you must designate authorized signatories who are authorized to:

• Give instructions on the account
• Execute transactions
• Request information
• Bind the entity You agree to notify us immediately of any changes to authorized signatories, and we may require updated documentation.

2.5 Joint Accounts

For joint accounts:

• Each account holder has full authority to operate the account independently (unless otherwise agreed in writing)
• Each account holder is jointly and severally liable for all obligations on the account
• We may act on the instructions of any account holder
• All account holders must agree to close the account
• In the event of death of one account holder, the account may pass to the surviving account holder(s) unless we receive notice otherwise

3. Deposits and Credits

3.1 Methods of Deposit

You may deposit funds into your account by:

• Wire transfer (SWIFT or other international payment systems)
• Electronic transfer from another financial institution
• Internal transfer from another account with us
• Conversion from Digital Assets (where supported)
• Such other methods as we may support

3.2 Currency

Deposits may be made in any currency we support. If you deposit funds in a currency different from your account currency, we will convert the funds at our prevailing exchange rate at the time of deposit.

3.3 Processing Time

Deposits are generally credited to your account:

• Wire transfers: 1-3 business days (depending on correspondent banks)
• Internal transfers: Immediately or same business day
• Digital Asset conversions: After confirmation on the blockchain (timing varies) We are not responsible for delays caused by correspondent banks, payment systems, or blockchain networks.

3.4 Verification and Holds

We may place a hold on deposited funds for:

• Verification of the source of funds
• Compliance checks
• Risk assessment
• Correspondent bank processing time
• Fraud prevention We will notify you if a hold is placed and the expected duration.

3.5 Returned Deposits

If a deposit is returned, reversed, or otherwise fails to clear, we will:

• Debit your account for the returned amount
• Charge any applicable return fees
• Reserve the right to close your account if returns are frequent

3.6 Large or Unusual Deposits

We may request additional information regarding the source and purpose of large or unusual deposits. Failure to provide requested information may result in the deposit being returned or the account being restricted.

3.7 Interest on Deposits

Unless otherwise agreed in writing, deposits do not bear interest. If interest is offered, the rate, calculation method, and payment frequency will be disclosed separately.

4. Withdrawals and Debits

4.1 Methods of Withdrawal

You may withdraw funds from your account by:

• Wire transfer to another financial institution
• Electronic transfer
• Internal transfer to another account with us
• Conversion to Digital Assets (where supported)
• Such other methods as we may support

4.2 Processing Time

Withdrawals are generally processed:

• Wire transfers: 1-3 business days
• Internal transfers: Same business day or immediately
• Digital Asset conversions: After blockchain confirmation Processing times may be longer for large withdrawals or during periods of high volume.

4.3 Withdrawal Limits

We may impose daily, weekly, or monthly withdrawal limits for security and operational reasons. Limits may vary based on:

• Account verification level
• Account history and activity
• Risk assessment
• Withdrawal method You may request higher limits, subject to enhanced verification.

4.4 Verification Requirements

For withdrawals, we may require:

• Multi-factor authentication
• Additional identity verification
• Purpose of payment information
• Beneficiary information
• Source of funds documentation

4.5 Withdrawal Restrictions

We may delay, refuse, or reverse a withdrawal if:

• There are insufficient funds in your account
• We suspect fraud, money laundering, or other illegal activity
• The withdrawal violates sanctions or legal requirements
• We have concerns about the transaction
• The withdrawal is to a high-risk or sanctioned jurisdiction
• Required documentation is not provided

4.6 Withdrawal Fees

Withdrawal fees are set forth in our fee schedule. Fees may include:

• Our withdrawal processing fee
• Correspondent bank fees (deducted from the transfer amount)
• Network or blockchain fees (for Digital Asset conversions)

4.7 Currency Conversion

If you withdraw funds in a currency different from your account currency, we will convert the funds at our prevailing exchange rate at the time of withdrawal. Exchange rates include a spread, which constitutes part of our compensation.

4.8 Unclaimed Withdrawals

If a withdrawal is returned to us due to incorrect beneficiary information or other issues, we will:

• Credit the funds back to your account (minus any fees incurred)
• Notify you of the return
• Request corrected information if you wish to resubmit the withdrawal

5. Payment Services

5.1 Wire Transfers

5.1.1 Outgoing Wires

To initiate an outgoing wire transfer, you must provide:

• Beneficiary name and address
• Beneficiary bank name, address, and SWIFT/BIC code
• Beneficiary account number or IBAN
• Transfer amount and currency
• Purpose of payment (if required) We process wire transfers on a best-efforts basis using correspondent banking networks. We are not responsible for delays or errors caused by correspondent banks or beneficiary banks.

5.1.2 Incoming Wires

For incoming wire transfers, you must provide the sender with:

• Our bank name, address, and SWIFT/BIC code
• Your account number
• Any required reference or message We will credit incoming wires to your account after:
• Receipt of funds from the correspondent bank
• Verification and compliance screening
• Currency conversion (if applicable)

5.1.3 Wire Transfer Risks

You acknowledge that:

• Wire transfers are generally irrevocable once sent
• We cannot guarantee recovery of misdirected funds
• Correspondent banks may deduct fees from the transfer amount
• Transfer times vary and are not guaranteed
• Exchange rates may fluctuate between initiation and completion

5.2 Electronic Transfers

We may support electronic transfer methods such as SEPA, Faster Payments, or similar domestic payment systems where available. Terms specific to each payment method will be disclosed when you use the service.

5.3 Internal Transfers

Transfers between your accounts with us, or to other customers of the Bank, are typically processed immediately or on the same business day at no charge (unless otherwise specified).

5.4 Digital Currency Integration

5.4.1 Crypto On-Ramp

You may fund your account by converting Digital Assets to Fiat Currency, subject to:

• Supported Digital Assets (as listed on our Platform)
• Minimum and maximum transaction amounts
• Verification requirements
• Applicable fees and exchange rates
• Blockchain confirmation times

5.4.2 Crypto Off-Ramp

You may withdraw funds from your account by converting Fiat Currency to Digital Assets, subject to the same conditions as deposits.

5.4.3 Digital Asset Services

For custody, trading, or other Digital Asset services beyond simple conversion, please refer to the Brokerage/Custodian Terms and Conditions applicable to The Network Labs Ltd. Co.

5.5 Payment Authorization

All payment instructions must be authorized by you or an authorized signatory using:

• Secure login credentials
• Multi-factor authentication
• Digital signature or other verification method We may refuse to execute payment instructions if we have concerns about their authenticity or legitimacy.

5.6 Payment Limits

We may impose limits on payment amounts, frequency, or destination for security and compliance reasons. Limits may be adjusted based on your account history and verification level.

5.7 Cancellation and Errors

5.7.1 Cancellation

You may request cancellation of a payment before it is processed. We will make reasonable efforts to accommodate cancellation requests, but we cannot guarantee success, especially for wire transfers already sent.

5.7.2 Errors

If you identify an error in a payment transaction, you must notify us immediately. We will investigate and attempt to correct the error, but we cannot guarantee recovery of funds sent in error. You are responsible for ensuring the accuracy of all payment instructions. We are not liable for losses resulting from incorrect information you provide.

5.8 Third-Party Payment Processors

We may use third-party payment processors for certain payment services. Your use of such services may be subject to additional terms and conditions imposed by the payment processor.

6. Fees and Charges

6.1 Fee Schedule

Our current fees for banking services are published on our website and are incorporated herein by reference. Fees may include:

• Account maintenance fees (monthly or annual)
• Minimum balance fees
• Transaction fees
• Wire transfer fees (incoming and outgoing)
• Currency conversion spreads
• Withdrawal fees
• Statement fees (for paper statements)
• Dormant account fees
• Account closure fees
• Research or documentation fees
• Overdraft fees (if overdrafts are permitted)
• Stop payment fees
• Returned item fees
• Such other fees as we may charge

6.2 Fee Payment

Fees are automatically deducted from your account balance. If your account has insufficient funds to cover fees, we may:

• Liquidate assets in your account (if you also have a brokerage account with us)
• Suspend account services until fees are paid
• Close your account
• Take legal action to recover fees

6.3 Fee Changes

We may change our fees at any time upon thirty (30) days' notice to you (or such other notice period as may be required by applicable law). Notice will be provided by:

• Email to your registered email address
• Notice posted on our website or Platform
• Message in your account dashboard Continued use of banking services after the effective date of fee changes constitutes your acceptance of the new fees.

6.4 Third-Party Fees

You are responsible for any fees charged by:

• Correspondent banks
• Beneficiary banks
• Payment systems
• Blockchain networks
• Currency conversion intermediaries Such fees may be deducted from the transaction amount or charged separately.

6.5 Currency of Fees

Fees are typically charged in the currency of your account. If your account does not have sufficient balance in the required currency, we may convert from another currency at our prevailing exchange rate.

7. Interest

7.1 Interest-Bearing Accounts

Certain accounts may earn interest on deposit balances. Interest terms, if applicable, will be disclosed separately and may include:

• Interest rate (fixed or variable)
• Calculation method (e.g., daily balance)
• Payment frequency (e.g., monthly, quarterly)
• Minimum balance requirements
• Tiered rate structures

7.2 Interest Calculation

Interest is calculated on the daily ending balance and compounded daily unless otherwise specified.

7.3 Interest Rate Changes

For variable-rate accounts, we may change interest rates at any time at our discretion. We will provide notice of rate changes as required by applicable law.

7.4 Negative Interest Rates

In the event of negative interest rate environments, we reserve the right to charge negative interest (i.e., a fee) on deposit balances. We will provide advance notice before implementing negative interest rates.

7.5 Tax Treatment

You are solely responsible for determining the tax treatment of any interest earned and paying any applicable taxes. We may withhold taxes as required by applicable law.

8. Account Statements and Records

8.1 Statement Frequency

We will provide account statements on a monthly basis (or as otherwise agreed). Statements will be made available electronically through your online account dashboard.

8.2 Electronic Statements

By opening an account, you consent to receive statements and other account documents electronically. You may request paper statements for an additional fee.

8.3 Statement Review

You must review your statements promptly upon receipt. You must notify us of any errors, unauthorized transactions, or discrepancies within:

• Sixty (60) days of the statement date for ordinary errors
• Fourteen (14) days of the statement date for unauthorized transactions or fraud ‍

Failure to notify us within these timeframes may result in your inability to dispute the transaction or error.

8.4 Records Retention

We will retain records of your account activity for a period of at least seven (7) years as required by applicable law. You may request copies of records, subject to a research fee.

8.5 Confirmations

We will provide confirmations for transactions such as wire transfers, large withdrawals, or other significant account activity. Confirmations may be provided electronically via email or through your account dashboard.

9. Security and Fraud Prevention

9.1 Account Security

You are responsible for maintaining the security of your account, including:

• Keeping your login credentials confidential
• Using strong, unique passwords
• Enabling multi-factor authentication
• Not sharing your account access with others
• Monitoring your account regularly for unauthorized activity

9.2 Reporting Unauthorized Transactions

You must notify us immediately if you:

• Suspect unauthorized access to your account
• Identify unauthorized transactions
• Lose your authentication device or credentials
• Suspect your account has been compromised

‍Prompt reporting is essential to limit your liability and enable us to take protective action.

9.3 Liability for Unauthorized Transactions

9.3.1 Limited Liability

If you notify us promptly of unauthorized transactions, your liability is limited to:

• Transactions occurring before you notified us
• Transactions you could have prevented with reasonable care

9.3.2 Full Liability

You are fully liable for unauthorized transactions if:

• You fail to report the unauthorized transaction within the required timeframe
• You were negligent in safeguarding your credentials
• You authorized the transaction directly or indirectly
• You allowed others to access your account
• You engaged in fraud or collusion

9.4 Fraud Prevention Measures

We may implement security measures including:

• Transaction limits
• Multi-factor authentication requirements
• IP address monitoring and geolocation
• Behavioral analysis
• Temporary holds or restrictions on suspicious transactions
• Account freezing in cases of suspected fraud You agree to cooperate with our fraud prevention measures and provide any requested information.

9.5 Phishing and Social Engineering

We will never ask you to provide your password, full authentication codes, or other sensitive information via email, phone, or unsolicited messages. Be vigilant against phishing attempts and report suspicious communications to us immediately.

9.6 Disclaimer

We are not liable for losses resulting from:

• Your failure to follow security protocols
• Phishing or social engineering attacks that you fall victim to
• Unauthorized access caused by your negligence
• Third-party breaches of systems not under our control

10. Compliance and Due Diligence

10.1 Anti-Money Laundering (AML) and Know Your Customer (KYC)

We are committed to preventing money laundering, terrorist financing, and other financial crimes. We implement risk-based AML/KYC procedures, including:

• Customer identification and verification
• Ongoing monitoring of account activity
• Enhanced due diligence for higher-risk customers
• Suspicious activity detection and reporting
• Record-keeping and documentation

10.2 Customer Obligations

You agree to:

• Provide accurate and truthful information
• Respond promptly to requests for information or documentation
• Notify us of changes in your risk profile (e.g., becoming a Politically Exposed Person)
• Not use your account for illegal purposes
• Not engage in money laundering, terrorist financing, fraud, or sanctions evasion

10.3 Ongoing Due Diligence

We may conduct periodic reviews of your account and request updated information, including:

• Source of funds for large or unusual transactions
• Purpose of account activity
• Beneficial ownership information
• Financial statements or tax returns (for business accounts)
• Updated identification documents Your failure to provide requested information may result in account restrictions or closure.

10.4 Suspicious Activity

If we detect suspicious or unusual activity, we may:

• Place a temporary hold on your account
• Request additional documentation
• File a suspicious activity report with relevant authorities
• Terminate your account We are prohibited from informing you if we have filed a suspicious activity report.

10.5 Sanctions Compliance

We comply with international sanctions regimes, including but not limited to sanctions maintained by the United Nations, United States, European Union, and United Kingdom. You represent and warrant that:

• You are not a sanctioned person or entity
• You are not located in, or a national of, a sanctioned jurisdiction
• You will not use your account to transact with sanctioned parties or jurisdictions
• Funds in your account do not originate from sanctioned sources We will freeze or block transactions involving sanctioned parties and may be required to report such transactions to authorities.

10.6 Tax Compliance

10.6.1 Your Tax Obligations

You are solely responsible for:

• Determining your tax obligations in relation to your account
• Reporting income, gains, or other taxable events to tax authorities
• Paying any taxes owed
• Providing us with accurate tax information (e.g., tax residency, tax identification numbers)

10.6.2 Tax Reporting

We may be required to report information about your account to tax authorities under:

• Common Reporting Standard (CRS)
• Foreign Account Tax Compliance Act (FATCA) (if applicable)
• Local tax reporting requirements
• Tax information exchange agreements You agree to provide any tax-related information or documentation we request.

10.6.3 Withholding

We may be required to withhold taxes on payments made to you or from your account as required by applicable law. Withheld amounts will be remitted to the appropriate tax authority.

10.7 Legal Process and Court Orders

We will comply with valid legal process, including:

• Court orders
• Subpoenas
• Freezing orders
• Garnishments
• Tax levies We may freeze your account, provide information to authorities, or take other actions as required by law, without prior notice to you.

11. Setoff and Security Interest

11.1 Right of Setoff

We have the right to setoff (i.e., deduct) any amounts you owe us from any of your accounts with us, including:

• Unpaid fees or charges
• Negative balances
• Liabilities arising from related services (e.g., brokerage accounts with The Network Labs)
• Amounts owed under any agreement with us This right of setoff applies even if the accounts are in different currencies or with different entities within our corporate group.

11.2 Security Interest

You grant us a security interest in all funds, securities, and other assets held in any account with us to secure payment of any obligations you owe to us. We may exercise this security interest without prior notice.

11.3 Cross-Collateralization

If you have multiple accounts or services with us or our affiliates (including The Network Labs), all accounts may be cross-collateralized. This means we may use assets in one account to satisfy liabilities in another.

12. Account Restrictions and Closure

12.1 Account Restrictions

We may restrict, suspend, or limit your account or services if:

• We suspect fraud, money laundering, or illegal activity
• Required by law or legal process
• You breach these Bank Terms or the Master Terms
• Your account is overdrawn or has a negative balance
• You fail to provide requested information or documentation
• We have concerns about the security of your account
• You engage in abusive behavior toward our staff
• For risk management or business reasons Restrictions may include:
• Freezing of funds
• Prevention of withdrawals or outgoing payments
• Prevention of deposits or incoming payments
• Suspension of account access

12.2 Account Closure by You

You may close your account at any time by:

• Providing written notice to us
• Withdrawing all funds from your account
• Satisfying all outstanding obligations We may require a reasonable notice period (e.g., 30 days) and may charge an account closure fee.

12.3 Account Closure by Us

We may close your account at any time, with or without cause, by providing you with reasonable notice (typically 30-60 days, or immediately in cases of breach or illegality). We may close your account immediately without notice if:

• You breach these Bank Terms or the Master Terms
• We suspect fraud or illegal activity
• Your account is subject to legal process
• Required by law or regulatory authorities
• You provide false or misleading information
• For risk management or business reasons

12.4 Dormant and Inactive Accounts

If your account has no customer-initiated activity for a prolonged period (e.g., 12 months), we may classify it as dormant and:

• Charge inactivity or dormancy fees
• Restrict account access
• Close the account after additional notice

12.5 Escheatment

If your account is dormant and we are unable to contact you after reasonable efforts, funds in your account may be subject to escheatment (transfer to government authorities) in accordance with applicable law. We will make reasonable efforts to notify you before escheating funds.

12.6 Distribution of Funds Upon Closure

Upon account closure, we will:

• Deduct any outstanding fees, charges, or liabilities
• Return remaining funds to you via wire transfer or other agreed method
• Provide a final account statement We may retain funds if there are unresolved disputes, legal holds, or compliance concerns.

13. Liability and Disclaimers

13.1 Limitation of Liability

To the maximum extent permitted by applicable law, our total liability to you for any claims arising from your banking relationship with us shall not exceed the lesser of: (a) The balance in your account at the time of the claim, or
(b) Fees you paid to us in the twelve (12) months preceding the claim

13.2 Exclusion of Consequential Damages

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including:

• Loss of profits or anticipated savings
• Loss of business opportunities
• Reputational harm
• Loss of data
• Cost of alternative services

13.3 Third-Party Services

We are not liable for:

• Actions or omissions of correspondent banks, payment systems, or other third parties
• Delays or errors in the banking system or payment networks
• Insolvency or failure of any third-party financial institution
• Exchange rate fluctuations
• Blockchain network issues (for Digital Asset transactions)

13.4 Force Majeure

We are not liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including:

• Natural disasters
• War, terrorism, or civil unrest
• Government actions or regulatory changes
• Failure of utilities, telecommunications, or technology infrastructure
• Cyberattacks affecting us or third parties
• Blockchain or payment network failures

13.5 No Guarantee of Availability

We do not guarantee:

• Continuous, uninterrupted availability of banking services
• Processing times for transactions
• Execution of transactions at specific times
• Specific exchange rates

13.6 No Deposit Insurance

Your deposits are not insured by any government deposit insurance scheme or investor protection program. In the event of the Bank's insolvency, you may lose some or all of your deposits. You acknowledge and accept this risk.

13.7 No Investment Advice

We do not provide investment, financial, legal, or tax advice. Any information we provide is for general informational purposes only and should not be construed as advice or a recommendation.

14. General Provisions

14.1 Amendments

We may amend these Bank Terms at any time upon thirty (30) days' notice to you. Notice will be provided via email, account notification, or posting on our website. Continued use of banking services after the effective date of amendments constitutes your acceptance of the amended terms.

14.2 Communication

All communications with us must be in writing and sent to: The Network Bank
Beta Building, St. John’s Bay, Oficina 6, Roatán, Islas de Bahia, 34101, Republic of Honduras
Email: support@thenetworkbank.com We will communicate with you via:

• Email to your registered email address
• Messages in your account dashboard
• Postal mail to your registered address You must notify us immediately of any changes to your contact information.

14.3 Language

These Bank Terms are executed in English. Any translation is for convenience only. In the event of any inconsistency, the English version prevails.

14.4 Governing Law and Jurisdiction

These Bank Terms are governed by the laws of Próspera ZEDE. Any disputes shall be subject to the exclusive jurisdiction of the courts of Próspera ZEDE, or resolved through arbitration as specified in the Master Terms.

14.5 Severability

If any provision of these Bank Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14.6 Assignment

We may assign these Bank Terms or any rights hereunder to any affiliate or successor without your consent. You may not assign your rights or obligations without our prior written consent.

14.7 Survival

Provisions that by their nature should survive termination of your account shall survive, including: liability limitations, indemnification, dispute resolution, and intellectual property rights.

14.8 Entire Agreement

These Bank Terms, together with the Master Terms, Privacy Policy, and other applicable policies, constitute the entire agreement between you and us regarding banking services, superseding any prior agreements or understandings.

15. Contact Information

For questions or assistance regarding your bank account, please contact us: The Network Bank
Customer Service: support@thenetworkbank.com
Website: www.thenetworkbank.com

Acknowledgment

By opening a bank account with The Network Bank, you acknowledge that you have read, understood, and agree to be bound by these Bank Account Terms and Conditions.